Looking to invest? We can help you through the process.
Change is inevitable, and often big life changes require a change in living situation.
Whether it’s a growing family, a change in career, or you just need a change of scenery, we can help you through the process of buying your next home.
Investment Property
Investing in residential real estate has long proven to be a very wise move, with significant capital gains being made over a long period.
Arranging a mortgage to assist you to purchase a rental property requires proving that you have sufficient deposit, or equity in another property, and sufficient income to cover the mortgage payments.
If you already own a property, we’ll show you how to use the equity to grow your investment portfolio.
We’ll discuss with you the alternative ownership structures (you can own the property in the name of a Trust, a Company or in your personal names), and the advantages of each one.
We’ll discuss the ways to optimise your taxation situation.
And of course, we’ll advise you on the best mortgage structure, and negotiate with the bank to ensure you have the best deal for your situation.
Our Process
Initial Conversation
The initial conversation is where we get to know you. Who you are, what your goals are and how we can help. By the end of this meeting you should have a clear idea of what our plan is and how we are able to assist you.
Information Gathering
This is where we flesh out the details from our first conversation, you will complete a Fact Find and Statement of Position and provide all the supporting documentation necessary, we will compile this into a clear loan application.
Approach Lenders
We then submit this application to the bank on your behalf and work through any issues until we have an approval. If there are any conditions on this approval, we will work with you to have them satisfied so that you can purchase unconditionally.
Structure and Rates
This is where we negotiate interest rates on your behalf, then assist you in deciding how you will structure your lending. The correct loan structure can save you thousands of dollars over the life of the loan, so we take this meeting very seriously.
Ongoing Service
Our commitment to you does not end when your loan is settled. We will be here to look after your financial needs for the rest of your life. We will assist you when your interest rates need to be re-fixed, or if you have a change of circumstance.
